Treaty reinsurance and retrocession programs are integral components of risk management in the insurance industry. Treaty reinsurance involves a mutually beneficial agreement between an insurer and a reinsurer, where a portion of risks is transferred to the reinsurer in exchange for a premium.

On the other hand, retrocession, or retro treaty programs, represent a more intricate layer of risk management, where reinsurers purchase reinsurance from other reinsurers to further protect themselves against potential losses. These multi-layered strategies offer enhanced risk management, financial stability, and access to a global reinsurance market, ultimately safeguarding the industry's ability to provide security and stability to policyholders.

As a leading Reinsurance broker, our strength lies in unparalleled proficiency in treaty negotiation, strategic placement, and innovative structuring. 

Excess of Loss (XOL)

Stop Loss Excess

Catastrophe Excess of Loss

Net Account XL 

Quota Share

Surplus

Quota Share and Surplus 

Facultative obligatory treaties are a vital component of reinsurance, offering insurers a flexible and tailored approach to managing specific and unique risks. In these agreements, insurers have the discretion to cede or retain specific risks, allowing for individualized underwriting and risk management. This flexibility is particularly useful for addressing high-value, complex, or non-standard risks that may not fit within standard reinsurance treaties. Facultative obligatory treaties provide insurers with the ability to customize coverage on a case-by-case basis, aligning with their risk appetite and business goals, ultimately enhancing risk management and contributing to the insurance industry's stability and success.